$7,500 to Buy a New Heat Pump
Athens Utility Board (AUB) offers low-interest financing to its residential customers to assist with the cost of purchasing a new heat pump. Eligible customers may finance up to $7,500 and pay in monthly installments on their utility bills. Loans can be paid off in as many as 10 years.  The heat pump must be installed by a program-qualified contractor and inspected by an AUB representative following installation.  Contact:  Athens Utility Board, PO Box 689, Athens, TN 37371-0689; 423-745-4501; http://www.aub.org/cs_eright.php

$10,000 for Energy Efficient Home Improvements
Bristol Tennessee Electric Service (BTES) offers financing to its residential customers to help pay for energy efficient home improvements through their Energy Savings Loan Program. Eligible customers may borrow up to $10,000 for a maximum of 10 years. Eligible items include:  electric heat pumps; attic insulation (R19 minimum) and ventilation; floor insulation (R19 minimum) and ventilation; insulated replacement windows; insulated exterior doors; insulated garage doors (automatic garage door openers can be included); electrical service upgrades; and storm doors.  The loans can be paid off in as many as 10 years, and monthly payments can be added to the customer's utility bill. No down payment is required, but customers must qualify under the BTES financing plan. In addition, a BTES Energy Advisor is required to inspect home improvements after installation. Contact:  Bristol Tennessee Electric Service, PO Box 549, Bristol, TN 37621; 423-793-5547; http://www.btes.net/btesenergysavings.html

$10,000 Loans for Energy Efficient Heat Pumps
Clarksville Department of Electricity offers financing to its residential customer to help pay for new, energy-efficient heat pumps. The loan can also cover the cost of weatherization measures prescribed by the program. Necessary changes in home wiring also qualify. Maximum amount loaned is $7,500 per home ($10,000 for Advanced Technology heat pumps). The maximum term for repayment is 10 years and the current interest rate is 9.00%.  Contact:  Customer Service, Clarksville Department of Electricity, PO Box 31509, Clarksville, TN 37040-0026; 931-648-8153; Fax: 931-645-2118; https://www.clarksvillede.com/energyPrograms.html

$300 for All Electric Homes
Cleveland Utilities offers an incentive for its residential customers to build energy efficient homes which reach a score of 83 on the Home Energy Rating System (H.E.R.S.). Homes receiving an 83 point rating can be eligible for a $300 rebate. Multi-family dwellings receiving an 83 point rating or above can be eligible for $100. Homes must be all electric. House plans must be submitted to Cleveland Utilities before construction begins to be eligible for the rebate.  Contact:  Customer Service, Cleveland Utilities, 2450 Guthrie Dr., Cleveland, TN 37311; 423-472-4521; http://www.clevelandutilities.com/newhome.htm

Low-Interest Loans for New Electric Heat Pumps
Clinton Utilities Board offers financing to help its residential customers purchase and install new electric heat pumps for their homes. Loans have a fixed APR of 6%, with a term limit of 10 years. The 6% promotional interest rate applies to heat pumps with a minimum SEER rating of 14 and Advanced Heat Pumps. Monthly payments can be included on utility bills. Contact:  Customer Service, Clinton Utilities Board, PO Box 296, Clinton, TN 37717; 865-457-9232; http://www.clintonutilities.com/cubtva.htm

$50 Rebate to Install Electric Water Heater
Clinton Utilities Board offers a $50 rebate to its residential customers to install energy efficient electric water heaters through the energy right Residential Water Heater Program (http://www.energyright.com/).  Customers must purchase a 30 gallon or larger electric water heater. Multi-family eligibility will be determined on a case-by-case basis. Application must be submitted within 90 days of the installation. Contact:  Customer Service, Clinton Utilities Board, PO Box 296, Clinton, TN 37717; 865-457-9232; http://www.clintonutilities.com/cubtva.htm
Application:  http://www.clintonutilities.com/Water%20Heater%20Rebate%20Application.pdf

$$$ to Install an Electric Heat Pump
Cookeville Electric Department offers financing for new electric heat pumps through their Energy Right Heat Pump Loan Program. The loan can be financed for up to ten years and added to the customer's monthly electric bill. The loans come with a low-, fixed-interest rate and may be paid off early with no penalties assessed. Contact: Cookeville Electric Department, 55 West Davis Road, Cookeville, TN 38506; 931-520-5422; 931-526-7411; http://www.cookeville-tn.org/electric/services/energy-right-program

$100 to $150 for Energy Efficient Upgrades
Cookeville Electric Department offers an incentive for its residential customers to install energy efficient equipment through their Energy Right Rebate Program. Rebates are offered for qualifying heat pumps ($150) and water heaters ($100). Eligible heat pumps must be installed by a member of the Quality Contractor Network. Contact: Cookeville Electric Department, 55 West Davis Road, Cookeville, TN 38506; 931-520-5422; 931-526-7411; http://www.cookeville-tn.org/electric/

$10,000 to Reduce Your Energy Usage
Cumberland Electric Membership Corporation helps its residential customers reduce their household energy usage through their Energy Right Heat Pump Loan Program. Loans of up to $10,000 are available with an 8% interest rate and a 10 year term. To qualify, the heat pump must have a minimum 13 SEER and be installed by a member of the Quality Contractor Network.  Contact:  Cumberland Electric Membership Corporation, 1940 Madison Street, Clarksville, TN 37043; 931-645-2481; http://www.cemc.org/services/heat%20pumps.asp

$500 Rebates to Make Homes Run More Efficiently
Cumberland Electric Membership Corporation provides a financial incentive for its customers to build new energy efficient homes through their Energy Right New Homes Program. Cash rebates are awarded to new homes built to the program's standards, which includes such measures as low air infiltration, heating and cooling equipment, insulation, ventilation and water heating. Incentives are:  Single-Family Home greater than 1,500 square feet: $500; Single-Family Home less than 1,500 square feet: $200; and Multi-Family Home: $100.  Contact:  Cumberland Electric Membership Corporation, 1940 Madison Street, Clarksville, TN 37043; 931-645-2481; http://www.cemc.org/services/energy_right.asp
Application:  http://www.cemc.org/services/Builder%20Application.pdf

Get $600 for an Energy Makeover
The Electric Power Board of Chattanooga offers an incentive to builders and developers of single-family and multi-family homes to build energy efficient homes which meet the energy right Program guidelines. EPB will pay $75 per unit for qualified multi-family units, $500 for single-family homes where gas is not available, and $600 for single-family homes where gas is available. In addition to the incentives, EPB will waive the $100 temporary service connection fee. In general, the guidelines simply call for properly installed ductwork, insulation and caulking.  Contact:  Energy Services, Electric Power Board of Chattanooga, 10 West M. L. King Blvd., Chattanooga, TN 37422-7255; 423-648-1372; Fax: 423-648-1233; http://www01.epb.net/index.php?page=business_builders&id=68

$50 Rebates for a New Water Heater
The Electric Power Board of Chattanooga offers a $50 rebate to its residential customers through its Energy Right Water Heater rebate. Customers who install a new electric water heater, which is replacing an older less efficient model are eligible for the rebate. Eligible units must have a capacity of at least 40 gallons and meet the minimum DOE requirements. Proof of purchase (receipt) and manufacturerís description of the water heater must be attached to the application to receive the rebate.  Contact:  Energy Services, Electric Power Board of Chattanooga, 10 West M. L. King Blvd., Chattanooga, TN 37422-7255; 423-648-1372; Fax:  423-648-1233; http://www01.epb.net/index.php?page=yourhome_products&id=37
Application:  http://www01.epb.net/PDF/WaterHeaterRebate.pdf

$300 for an Energy Saving Home + a Free Water Heater
Gibson Electric Membership Corporation promotes energy efficient building design through its Energy Right New Homes Program. Gibson EMC can help residents during the design-phase by suggesting energy efficient measures which will increase a home's efficiency and qualify it for the rebate. Gibson EMC will pay $300 to customers whose homes meet the program standards and award them with a free water heater, not to exceed $250. Contact:  Customer Service, Gibson Electric Membership Corporation, 1207 South College St., PO Box 47, Trenton, TN 38382; 731-855-4740; http://www.gibsonemc.com/energyright.htm

Up to $12,500 for Energy Efficient Home Improvements
Gibson Electric Membership Corporation provides low-interest loans to help its residential customers install new, energy efficient heat pumps in their homes. Loans of up to $10,000 have an 8% interest rate with up to 10 years to pay off. Heat pumps must be installed by contractor listed on Quality Contractor List. Upon credit approval, the loans can also be used to pay the installation costs, as well as storm windows and added insulation. Additional funds of up to $2,500 can be added to the $10,000 for multiple units or an Advanced Heat Pump. Contact:  Customer Service, Gibson Electric Membership Corporation, 1207 South College St., PO Box 47, Trenton, TN 38382; 731-855-4740; http://www.gibsonemc.com/Heat%20Pump.htm

No Interest Loans for a Water Heater System
Gibson Electric Membership Corporation provides loans to its residential customers to finance new, energy efficient water heaters. The loans are interest-free and can be paid off in as many as 3 years. To participate, the customer simply needs to visit one of these dealers listed on the website and pick out a qualified electric water heater. The dealer will send the bill to Gibson EMC. Gibson EMC then pays the dealer and sets up interest-free financing for 36 months on the customer's electric bill.  Contact:  Customer Service, Gibson Electric Membership Corporation, 1207 South College St., PO Box 47, Trenton, TN 38382; 731-855-4740; http://www.gibsonemc.com/WaterHeater.htm

Energy Loans for Your Home
Holston Electric Cooperative encourages energy efficiency in the residential sector through its Energy Right Heat Pump Financing Program. Through this program, low-interest loans are available with terms up to 10 years to qualified homeowners.  For more information, contact:  Customer Service, Holston Electric Cooperative, 1200 W. Main St., PO Box 190, Rogersville, TN 37857; 423-272-8821; http://www.holstonelectric.com/

$$ Cash Rebates for All Electric Homes
Jackson Energy Authority offers rebates to builders and developers who build new all-electric homes which meet Energy Right Program standards. Builders will receive $40 per 100 square feet to offset any extra cost for building to Energy Right standards. Eligible homes typically feature electric heat pumps and water heaters, along with high energy-efficiency standards for such things as insulation, windows and weather-stripping. To learn more, contact:  Customer Services, Jackson Energy Authority, PO Box 68, Jackson, TN 38302; 731-422-7500; http://www.jaxenergy.com/wise_energy/energy_right.php 

Low-Interest Loans Buys You a High Efficiency Heat Pump
Jackson Energy Authority offers financing to it residential customer to help pay for new heat pumps through its energy right Heat Pump Program. Low-interest loans are available for either a standard high-efficiency heat pump or a dual-fuel heat pump, which uses natural gas for heating and electricity for cooling. The loans can be paid off in as many as 10 years and monthly payments can be added to the customer's monthly utility bill. Call Jackson Energy Authority to receive a list of Quality Network Contractors whose members sell and install heat pumps.  Contact:  Customer Services, Jackson Energy Authority, PO Box 68, Jackson, TN 38302; 731-422-7500; http://www.jaxenergy.com/wise_energy/energy_right.php

$10,000 Residential Heat Pump Program
Johnson City Power Board offers financing to its residential customers for new electric heat pumps through its Residential Heat Pump Program. Maximum loan value is $7,500, which covers the installation of the heat pump system. A total of $10,000 is available for individuals installing two units or a specialty heat pump. Customers may pay the loan off at any time with no penalty and loan payments are added to customers' monthly energy bills. All applicants must choose a Quality Contractor Network Member to be eligible for financing. After the unit has been installed, the QCN Member must contact TVA to schedule an inspection in order to ensure that the unit has been installed to standards.  Contact:  Marketing Department, Johnson City Power Board, PO Box 1636, Johnson City, TN 37605-1636; 423-952-5142; http://www.jcpb.com/content/index_ter.php?General_ID=9&Sec_General_ID=57&Ter_General_ID=45

Loans up to $7,500 Helps You Pay for a New Heat Pump
Knoxville Utilities Board offers financing to residential customers to help pay for new heat pumps through the utility's Energy Right Heat Pump Program. Customers can finance up to $7,500 and pay in monthly installments on their utility bills. The loans may be paid off in as many as 10 years. The heat pump must be installed by a program-qualified contractor.  Contact:  Customer Service, Knoxville Utilities Board, P.O. Box 59017, Knoxville, TN 37950-9017; 865-524-2911; http://www.kub.org/

$7,500 for a New Heat Pump in Tennessee
LaFollette Public Utilities Board offers financing to its residential customer to help pay for new heat pumps through their Energy Right Heat Pump Program. Customers can finance up to $7,500 and pay in monthly installments on their utility bills. The loans can be paid off in as many as 10 years. The heat pump must be installed by a program-qualified contractor.  Contact:  LaFollette Public Utilities Board, PO Box 1411, LaFollette, TN 37766; 423-562-3316, ext. 1041; http://www.lub.org/energyright.html

$150 for Homes That Are All Electric
Lawrence Utility Systems offers a $150 rebate for home builders and homeowners whose homes achieve a minimum energy efficiency level based on the Home Energy Rating System (HERS). The home must be "all electric" in order to qualify for the incentive. Gas logs and dual fuel heat pumps are allowed under the program in certain Power Distributor areas. Contact:  Lawrence Utility Systems, PO Box 649, Lawrence, TN 38464; 931-762-7161, ext. 123; http://www.lburgus.com/eright.html

Fixed-Rate Loans up to $7,500 for Heat Pump Installation
Lenoir City Utilities Board offers financing to its residential customer to help pay for new heat pumps through their energy right Heat Pump Program. Customers can finance up to $7,500 and pay in monthly installments on their utility bills. The loans can be paid off in as many as 10 years. The heat pump must be installed by a program-qualified contractor.  Contact:  Customer Service, Lenoir City Utilities Board, PO Box 449, Lenoir City, TN 37771; 856-986-6591; http://www.lcub.com/

Up to $700 for Energy Efficient Homes
Meriwether Lewis Electric Cooperative offers financial incentives to encourage energy efficiency in the residential sector. Rebates are available for qualified water heaters and new homes built to the energy right Program standards. The water heater rebate ranges from $25 to $50 while the new homes rebates range from $300 to $600.  Homes that qualify for the energy right Program can also receive an additional $100 when installing a lifetime warranty water heater. Customers should call the utility for more information about the new homes incentive including the actual rebate amount.  Contact:  Customer Service, Meriwether Lewis Electric Cooperative, 1625 Hwy 100, PO Box 240, Centerville, TN 37033; 931-729-3558; http://www.mlec.com/res.htm#top

$$ Incentives If You Save Energy in Your Home
Middle Tennessee Electric Membership Corporation offers incentives for its residential customers to inhabit energy efficient homes. A rebate is available for customers who build new Energy Star qualified homes. Rebates are also offered for qualifying heat pumps and electric water heaters.  Call for the most current incentive information regarding Energy Star Homes, electric water heaters, and heating & air equipment.  Contact:  Middle Tennessee Electric Membership Corporation, 555 New Salem Road, Murfreesboro, TN 37129; 615-494-1024; http://www.mtemc.com/pages.cfm/name/r10_earnmoney

$10,000 Loan + $100 Rebate for Home Energy Improvements
Middle Tennessee Electric Membership Corporation provides low-interest loans to help its residential customers install new, energy efficient heat pumps in their homes. Qualifying heat pumps must be a minimum 13 SEER package or 13 SEER split with HSPF 7.7 or higher rating. The loans have an 8% interest rate and can be up to $10,000. The loan can have up to a 10-year term with no penalty for early payoff. To qualify for MTEMC's Heat Pump Program, applicants must be the owner of the home and property where the heat pump is to be located and pass an independent credit review. MTEMC homeonwners installing heat pumps may also qualify for a $100 incentive for replacing gas with 13 SEER/HSPF 7.7 or greater electric or dual-fuel heat pump (1 incentive per dwelling).  To learn more, contact:  Middle Tennessee Electric Membership Corporation, 555 New Salem Road, Murfreesboro, TN 37129; 615-494-1024;  http://www.mtemc.com/pages.cfm/name/r09_heatingac

Up to $600 Rebates to Build Energy Efficient Homes
Milan Public Utilities offers an incentive to builders and developers of single-family and multi-family homes to build energy efficient homes which meet the energy right Program guidelines. MPU will pay $75 per unit for qualified multi-family units, $500 for single-family homes where gas is not available, and $600 for single-family homes where gas is available. In general, the guidelines simply call for properly installed ductwork, insulation and caulking.  Contact:  Customer Service, Milan Public Utilities, 1085 South Second Street, P.O. Box 109, Milan, TN 38358-0109; 731-686-1537

$7,500 Worth of Financing for Heat Pump System
Milan Public Utilities offers financing to its residential customer to help pay for new heat pumps through their energy right Heat Pump Program. Customers can finance up to $7,500 and pay in monthly installments on their utility bills. The loans can be paid off in as many as 10 years. The heat pump must be installed by a program-qualified contractor.  Contact:  Customer Service, Milan Public Utilities, 1085 South Second Street, P.O. Box 109, Milan, TN 38358-0109; 731-686-1537

Loan Program Buys You an Energy Saving Heat Pump
Murfreesboro Electric Department offers financing to its residential customer to help pay for new heat pumps through their energy right Heat Pump Program. Customers can finance up to $7,500 and pay in monthly installments on their utility bills. The loans can be paid off in as many as 10 years. The heat pump must be installed by a program-qualified contractor:  http://www.murfreesboroelectric.com/eright/contractors.htm.  Contact:  Customer Service, Murfreesboro Electric Department, 205 North Walnut Street, P.O. Box 9, Murfreesboro, TN 37133-0009; 615-893-5514; Fax:  615-893-8375; http://www.murfreesboroelectric.com/eright/heatpumps.htm

$1,600 to Construct Energy Efficient Housing
Murfreesboro Electric Department offers incentives to home builders and homeowners for construction energy efficient homes through their energy right New Home Program. Eligible homes must have a HERS rating of 83 or higher. In general, qualifying homes are equipped with features such as a high-efficiency electric heat pump (instead of a central furnace and air-conditioning system); effective insulation, extra caulking, plenty of weather-stripping, double-pane windows; and an electric water heater. Incentive amounts are:  single-family homes: up to $1,600 dependent on classification and HERS rating and multi-family homes: up to $50.00 per unit.  To learn more, contact:  Customer Service, Murfreesboro Electric Department, 205 North Walnut Street, P.O. Box 9, Murfreesboro, TN 37133-0009; 615-893-5514; Fax:  615-893-8375; http://www.murfreesboroelectric.com/eright/newhome.htm

Up to $100 in Rebates for New Water Heaters
Murfreesboro Electric Department offers water heater rebates to its residential and commercial customers through its energy right Water Heater Rebate Program. Rebate amounts vary, but here is an example:
*    $100 for replacing a gas water heater with an electric water heater
*    $25 for replacing an electric water heater
*    $50 for new single-family homes that have an electric water heater, but do not qualify under the new home incentives
*    $25 per water heater for new multi-family units that do not qualify for the new home incentives
To learn more, contact:  Customer Service, Murfreesboro Electric Department, 205 North Walnut Street, P.O. Box 9, Murfreesboro, TN 37133-0009; 615-893-5514; Fax:  615-893-8375; http://www.murfreesboroelectric.com/eright/waterheater.htm

$12,000 for Energy Efficient Heat Pumps
Sequachee Valley Electric Cooperative provides loans to help its residential customers finance energy efficient heat pumps through their energy right Heat Pump Program. 6% loans for up to $12,000 are available for 10-year financing with no penalty for early pay-off.  Heat pumps must be installed by a member of the Quality Contractor Network, and must have a minimum SEER of 13. Additional restrictions apply. Contact:  Sequachee Valley Electric Cooperative, 512 South Cedar Ave., PO Box 31, South Pittsburg, TN 37380; 423-837-5044; http://www.svalleyec.com/prodsvs.htm#heatpump2
Application:  http://www.svalleyec.com/heat%20pump%20application%200405.doc

$25 to $125 in Rebates for Energy Saving Home Projects
Sequachee Valley Electric Cooperative offers incentives for its residential customers to inhabit energy efficient homes through their energy right Program.   Rebates are available for energy efficient water heaters ($25 to $120 rebate) and new homes ($100 rebate) which meet the program standards.  To learn more, contact:  Sequachee Valley Electric Cooperative, 512 South Cedar Ave., PO Box 31, South Pittsburg, TN 37380; 423-837-5044; http://www.svalleyec.com/prodsvs.htm
Application:  http://www.svalleyec.com/SVEC%20-%20Request%20for%20Inspection%206-07.doc

$120 Rebates for New Water Heater
Sevierville County Electric System offers an incentive for its residential customers to purchase and install new electric water heaters. The rebate is worth $100 for standard electric water heaters and $120 for marathon water heaters. To receive the rebate, customers must bring the bill of sale to the SCES office and schedule an appointment for visual inspection. Rebates will be credited to the customer's account. Contact:  Customer Service, Sevierville County Electric System, PO Box 4870, Sevierville, TN 37864; 865-453-2887 or 865-983-4065; http://www.electric.seviervilletn.org/special.htm

Low-Interest Loans Through the Heat Pump Program
Sevierville County Electric System offers financing to its residential customer to help pay for new heat pumps through their energy right Heat Pump Program. Customers can pay in monthly installments on their utility bills. The loans can be paid off in as many as 10 years. The heat pump must be installed by a program-qualified contractor. Contact:  Customer Service, Sevierville County Electric System, PO Box 4870, Sevierville, TN 37864; 865-453-2887; 865-983-4065; http://www.electric.seviervilletn.org/

Loan Program to Help You Install a Heat Pumps
Southwest Tennessee Electric Membership Corporation offers a low-interest loan to help its residential customers install heat pumps through their energy right Heat Pump Program. An 8.0% interest loan with a 10 year payback is currently available. This special financing rate applies to all heat pumps with a minimum SEER 13 and advanced systems with EER ratings. The financing is available to qualified members who install a heat pump in an existing home. STEMC may perform a post-installation inspection of the heat pump.   Contact:  Customer Service, Southwest Tennessee Electric Membership Corporation, 1009 East Main Street, PO Box 959, Brownsville, TN 38012; 800-772-0472; http://www.stemc.com/services/energyright/heat_pump.html

$200 Rebates to Makeover Your Home's Energy Systems
Southwest Tennessee Electric Membership Corporation offers incentives for its residential customers to inhabit energy efficient homes through their energy right Program. Rebates are available to customers who purchase energy efficient water heaters, or build new houses to fit the standards established by the energy right program.  Up to $200 in rebates may be available.  To learn more, contact:  Customer Service, Southwest Tennessee Electric Membership Corporation, 1009 East Main Street, PO Box 959, Brownsville, TN 38012; 800-772-0472; http://www.stemc.com/services/energyright/index.html

Another Loan Program for New Heat Pumps
Springfield Electric Department offers financing to its residential customer to help pay for new heat pumps through their energy right Heat Pump Program. Customers can pay in monthly installments on their utility bills. The loans can be paid off in as many as 10 years. The heat pump must be installed by a program-qualified contractor.  Contact:  Customer Service, Springfield Electric Department, 718 Central Avenue West, Springfield, TN 37172; 615-384-6770; Fax:  615-382-1642; http://www.springfield-electric.com/programs.htm

$500 for Going Green in Tennessee
Through the Green Power Switch Generation Partners program, consumers participate as either residential/small-commercial or commercial customers. Under the residential/small-commercial contract, TVA will purchase the entire output of a qualifying system at $0.15 per kWh through a participating power distributor, and the consumer will receive a credit for the power generated. Under the larger commercial contract, TVA will purchase the output at $0.20 per kWh. Until a total capacity of 150 kW has been reached, the owner of a qualifying residential system will receive a $500 payment when the site is connected to the grid. The goal for the entire program is 5 MW. The credit of $0.15/kWh is available for a minimum of 10 years from the signing of the contract, regardless of the amount produced. Payment is made in the form of a credit issued by the local power distributor on the monthly power bill for the home or business where the generation system is located. TVA retains sole rights to any renewable energy credits.  For a current list of TVA distribution utilities in Kentucky participating in the program, refer to Green Power Switch Generation Partners program website at http://www.tva.com/greenpowerswitch/distributors.htm.  Contact:  Tennessee Valley Authority, 400 W. Summit Hill Dr., Knoxville, TN 37902-1499; 865-632-2101; http://www.tva.com/greenpowerswitch/partners/

Heat Pump Financing up to $10,000
Upper Cumberland Electric Membership Corporation will loan up to a maximum of $10,000 to install a heat pump in a member's home. This is a residential program for existing home only. Homes receiving the heat pump must have had permanent electric service for at least one year. This is not available for new homes under construction. The current interest rate for the loan is 7%. Special interest rates for Active Military families are also available. Loans may be set up for a maximum of 10 years with no down payment required and no penalties assessed for paying a loan off early. If a heat pump is being financed through the program, certain weatherization measures such as insulation may also be financed at the same time. Contact:  Upper Cumberland Electric Membership Corporation, 138 Gordonsville Hwy., Carthage, TN 37030; 931-823-8655, ext. 338; http://www.ucemc.com/services.htm#rebates

Up to $150 Rebate for Energy Upgrades to Your Home
Upper Cumberland Electric Membership Corporation offers incentives for its residential customers to inhabit energy efficient homes through their energy right Program. Rebates are available for energy efficient heat pumps ($150 rebate), water heaters ($100 rebate) and new homes which meet the program standards. The whole house rebate is an unspecified amount, but interested customers can call for more details. Customers participating in the whole house program cannot receive rebates for water heaters or heat pumps.  Contact:  Upper Cumberland Electric Membership Corporation, 138 Gordonsville Hwy., Carthage, TN 37030; 931-823-8655, ext. 338; http://www.ucemc.com/services.htm#rebates
Application:  http://www.ucemc.com/pdf%20files/HEAT%20PUMP%20REBATE.pdf (heat pump); http://www.ucemc.com/pdf%20files/WATER%20HEATER%20REBATE.pdf (water heater)

$$$ to Install a New Heat Pump
Volunteer Energy Cooperative offers financing to its residential members through the energy right heat pump loan program. For a home to qualify for this program, the home must be more than 12 months old, and the heat pump must be a replacement heating/cooling system. Additionally, the heat pump must be installed by a TVA-qualified contractor:  http://www.vec.org/article.aspx?categID=6&articleID=728.  Contact:  Volunteer Energy Cooperative, 18359 Hwy. 58 N., PO Box 277, Decatur, TN 37322; 423-334-7051; http://www.vec.org/article.aspx?categID=6&articleID=485  
Application:  http://www.vec.org/pdfs/volunteer/HeatPumpLoanApplication.pdf

$50 for New Homes Using Energy Efficient Methods
Volunteer Energy Cooperative offers an incentive for their members to construct energy efficient homes through their energy right New Home Program. The $50 rebate is available to homes with a Home Energy Rating System (HERS) rating of 83 or better.  Home must have been completed for no more than 12 months.  Home must be all-electric (electric heating and cooling, water heating, dryer, etc.).  For more details, contact:  Marketing and Economic Development Dept., Volunteer Energy Cooperative, 18359 Hwy. 58 N., PO Box 277, Decatur, TN 37322; 423-334-1020; http://www.vec.org/article.aspx?categID=6&articleID=486
Application:  http://www.vec.org/images/volunteer/new%20home%20inspection%201-22-07.pdf

$30 to $50 Cash Back for All Electric Appliances
Volunteer Energy Cooperative offers incentives for its residential customers to inhabit energy efficient homes through their energy right Program. Rebates are available for energy efficient water heaters ($30 rebate) and new homes ($50) that meet the program standards.  Many design standards must be met to qualify for the whole-house rebate.  To find out more, contact:  Marketing and Economic Development Dept., Volunteer Energy Cooperative, 18359 Hwy. 58 N., PO Box 277, Decatur, TN 37322; 423-334-1020; http://www.vec.org/articles.aspx?categID=6

$$ Financing for High Efficiency Heat Pump
Winchester Utilities offers financing to its residential customers to help pay for high-efficiency heat pumps through its Energy Right Heat Pump Loan Program. Loans can be financed for up to 10 years, with a fixed interest rate of 7%. To qualify, the heat pump must have a 12 SEER or greater. Find out more by contacting:  Customer Service, Winchester Utilities, 219 Second Ave. N.W., Winchester, TN 37398; 931-967-2238; http://www.winchesterutilities.com/Services_files/Energy%20Right%20Program.htm

Up to $200 Money Back to Energize Your Home's Appliances
Winchester Utilities offers incentives for its residential customers to increase the energy efficiency of their homes through their Energy Right Rebate Program. Rebates are available for new electric water heaters, heat pumps with a SEER rating of 11 or greater, and new homes which meet the Energy Right requirements. Heat pump must be installed by an approved heating/air-conditioning contractor.  Rebates range from $100 to $200. Contact:  Customer Service, Winchester Utilities, 219 Second Ave. N.W., Winchester, TN 37398; 931-967-2238; http://www.winchesterutilities.com/Services_files/Energy%20Right%20Program.htm